DeloBank

DeloBank is an online bank specifically targeted at entrepreneurs.

This branch of SKB-Bank provides entrepreneurs with convenient and advantageous financial services, including a proprietary cloud-based online accounting system.

Both legal entities and individual entrepreneurs can open an account on the DeloBank website in just a few minutes. The head office of SKB-Bank is located in Yekaterinburg, and the bank operates in all regions of Russia.

In this review of DeloBank, we will look at its key features:

Service features

Cloud accounting

DeloBank offers its own cloud-based online accounting service. The service supports tax calculations, reporting, sending of acts, invoices, and contracts, as well as filling out standard forms.

With this feature, entrepreneurs can manage their accounting in a convenient online format, saving time and resources.

Payroll system

A payroll system can be linked to a current account at DeloBank. The service offers advantageous conditions for payroll transfers, with a commission of just 0.2%.

The service is provided free of charge to government and non-profit organizations. Additionally, the issuance of payroll cards is also free, and the cards even offer cashback.

Merchant acquiring

The service offers merchant acquiring, which is connected separately. The bank helps in acquiring terminals and takes over their servicing.

Users can view statistics on terminal and online cash register operations in their personal account. This ensures complete control and management.

Online deposit

DeloBank allows companies to place free funds in an online deposit for a period of 1 to 270 days. The average interest rate is 6.5% per annum.

Thus, the service acts as an attractive tool for increasing profitability.

Bank guarantee

In addition to basic banking services, DeloBank provides a bank guarantee service. This ensures additional protection when conducting business.

The guarantee is an important tool for securing trust from partners and contractors.

Service benefits

Advantageous rates and conditions

According to statistics, clients reduce costs on 1C by up to 70%. Additionally, payroll system services and merchant acquiring are provided under advantageous conditions.

Thus contributing to the reduction of expenses and increasing the profitability of entrepreneurs.

Convenience of online banking

The ability to open an account online in a few minutes, as well as access to banking services and accounting from anywhere in the world, provides entrepreneurs with flexibility and convenience in managing their business.

Effective support and consultations

Free expert consultations and 24/7 support provide entrepreneurs with necessary assistance. Also, support in solving financial issues and prompt response to problems.

Security and reliability

DeloBank guarantees the security and stability of the service’s operation. It operates in accordance with federal law.

Data backup creates trust and confidence among users.

Innovative tools

Online accounting, the possibility of online deposits, and merchant acquiring services make DeloBank an innovative service. The bank guarantees business efficiency and competitive enhancement.

DeloBank is a full-fledged online bank, oriented towards the needs of entrepreneurs. Innovative functions and services make it an indispensable tool for successful business management.

Working with DeloBank ensures convenience and efficiency, and also promotes the growth and development of entrepreneurial activities.

DeloBank provides a wide range of tools and is a worthy option for those looking to develop their business.

What users often scold about DeloBank

Waiting time during service processing

Some clients note a slight waiting time when processing services at the bank. However, this drawback is not critical and most likely does not significantly affect the overall experience of using the bank’s services.

“Had to wait a bit on the line when processing.”

Difficulties in dealing with the bank

In some cases, clients face inconveniences when dealing with the bank in person. This can include long waits and insufficient consultation.

“30 minutes wait—a disaster!!! Come back tomorrow, something went wrong.”

Lack of additional services

Some clients express dissatisfaction with the absence of additional services or capabilities, such as online cash registers or internet acquiring.

“What’s the use of their ‘bare’ checking account without options? How am I supposed to take payment from people on pizza delivery???”

What users often praise about DeloBank

Promptness and competence of employees

Most clients note the promptness and competence of the bank’s employees. This creates confidence in the quality of service.

“Employees are always connected and willingly consult on any issue.”

Convenience of working with the app and personal account

Clients appreciate the convenience of working with the bank’s app and personal account, making the interaction process with the bank more convenient and transparent.

“All apps work well, any payments go through instantly.”

Prompt account opening

Some clients note the promptness of the account opening process, which reduces the time spent on banking services.

“Opened quickly, I would say very quickly. 1-2 days and the card is yours.”

Percentage of reviews

Positive reviews of Delo Bank predominate over negative ones, although their ratio is not absolutely clear-cut.

Prompt service, a convenient application, and employee competence are key factors in the positive experience of using the bank’s services.

However, some clients encounter waiting times when dealing with the bank and note the limited range of services provided. These factors, though rare, can create a negative impression and complicate the experience of using the service.